The Complete Regulatory Picture
Built for Insurance Attorneys, Underwriters, and Claims Adjusters
Statutes, admin codes, case law, DOI bulletins, and your policy forms, cross-referenced across all 50 states and DC, with citations to the source.
Select a state. Pick a topic. Get your answer.
Transform complex regulations, like Florida § 627.4133, into compliance checklists in seconds for underwriting, claims, legal, and broker teams.
Navigate complex regulations across the country with confidence.
INSTANT CLARITY
Select a state, line of business, and carrier type. Get cited answers in seconds, not hours. Every response draws from statutes, admin codes, case law, and DOI rules, with direct links to the source. No more digging through databases or second-guessing whether you have the current rule.
REDUCED RISK
Upload policy forms and get them checked against state regulatory requirements automatically. On-demand checklists flag what's permissible, what's prohibited, and what penalties apply. Your Compliance Vault keeps every form and underwriting rule organized, searchable, and audit-ready.
ENHANCED EFFICIENCY
Exclusion review, policy comparison, base form consistency checks, readability optimization, filing readiness: tasks that used to take your team hours now take seconds. Your experts stay focused on judgment calls and client strategy instead of manual regulatory research.
How InsuroAI Compares
The only platform purpose-built for insurance regulatory compliance across all 50 states and DC.
| Feature | InsuroAI | Westlaw | LexisNexis | Harvey | Paxton AI | Qumis |
|---|---|---|---|---|---|---|
| Insurance Regulatory Focus (All 50 States + DC) | ||||||
| Statutes, Admin Codes & Case Law (Insurance-Specific) | ||||||
| DOI Bulletins, Notices & Opinions (Admitted & E&S Carriers) | ||||||
| Answers with Source Citations (Statutes, Admin Codes, Case Law & DOI Rules) | ||||||
| Form & Rule Audit Against All Regulatory Sources (Admitted & E&S Carriers) | ||||||
| Policy Lifecycle, Claims Rules & On-Demand Checklists (Admitted & E&S Carriers) | ||||||
| Form & Rule Filing Readiness (Admitted Carriers) | ||||||
| Compliance Vault (Upload, Search & Audit Forms & Underwriting Rules) | ||||||
| Chrome Extension (Audit PDFs for Compliance, Readability & Filing) | ||||||
| Word Add-in (AI-Assisted Policy Form Drafting & Revision) | Coming Soon |
Insurance Regulatory Focus (All 50 States + DC)
InsuroAI
Westlaw
LexisNexis
Harvey
Paxton AI
Qumis
Statutes, Admin Codes & Case Law (Insurance-Specific)
InsuroAI
Westlaw
LexisNexis
Harvey
Paxton AI
Qumis
DOI Bulletins, Notices & Opinions (Admitted & E&S Carriers)
InsuroAI
Westlaw
LexisNexis
Harvey
Paxton AI
Qumis
Answers with Source Citations (Statutes, Admin Codes, Case Law & DOI Rules)
InsuroAI
Westlaw
LexisNexis
Harvey
Paxton AI
Qumis
Form & Rule Audit Against All Regulatory Sources (Admitted & E&S Carriers)
InsuroAI
Westlaw
LexisNexis
Harvey
Paxton AI
Qumis
Policy Lifecycle, Claims Rules & On-Demand Checklists (Admitted & E&S Carriers)
InsuroAI
Westlaw
LexisNexis
Harvey
Paxton AI
Qumis
Form & Rule Filing Readiness (Admitted Carriers)
InsuroAI
Westlaw
LexisNexis
Harvey
Paxton AI
Qumis
Compliance Vault (Upload, Search & Audit Forms & Underwriting Rules)
InsuroAI
Westlaw
LexisNexis
Harvey
Paxton AI
Qumis
Chrome Extension (Audit PDFs for Compliance, Readability & Filing)
InsuroAI
Westlaw
LexisNexis
Harvey
Paxton AI
Qumis
Word Add-in (AI-Assisted Policy Form Drafting & Revision)
InsuroAI
Coming SoonWestlaw
LexisNexis
Harvey
Paxton AI
Qumis
Based on publicly available product information as of March 2026.
Simple, transparent pricing
Start free, then upgrade to Field & Desk Pro, Counsel & Underwriting, or Institutional as your needs grow.
Foundation
For anyone exploring insurance regulatory compliance
- 5 queries per month
- All 50 states and DC
- Admitted and surplus lines
- P&C: personal and commercial lines
- Cancellation, nonrenewal, renewal, conditional renewal
- Diligent effort and claims practices
- Cited answers from statutes, admin codes, case law & DOI rules
Field & Desk Pro
For adjusters, junior underwriters, compliance staff, and practitioners
- 100 queries per month
- Everything in Foundation
- Full policy analysis: upload & analyze 100+ page documents
- Chrome Extension: audit PDFs for compliance, readability & filing
- Policy lifecycle, claims rules & on-demand checklists
- Exclusion analysis & policy comparison across carriers
- Underwriting guideline checks
Counsel & Underwriting
For insurance attorneys, senior underwriters, and filing teams
- 1,000 queries per month
- Everything in Field & Desk Pro
- Compliance Vault: upload, search & audit forms & underwriting rules
- Admitted form & rule filing readiness
- Form & rule compliance audit
- Readability optimization for plain language compliance
- Deep form analysis & base form consistency checking
- Word Add-in early access: AI-assisted policy form drafting & revision
Institutional
For carriers, MGAs, and large law firms
- Unlimited queries
- Everything in Counsel & Underwriting
- Custom integrations (API, internal systems)
- Custom solutions and agent configuration
- Multi-seat management and admin controls
- Enforcement tracking & regulatory action alerts
- Market conduct exam preparation & tracking
- Dedicated onboarding and support